Offline-first financial command center

See where your money is going, and where it can take you.

Track daily cash movement, plan savings and investments, manage loans and assets, forecast supplier needs, and project your financial position without sending personal records to a server.

Open Millionaires App Explore the features
✓ Local browser storage ✓ Full CRUD ✓ CSV and JSON exports ✓ Mobile responsive
🔒 Personal data stays on this device
Millionaires App Dashboard
Dashboard+
INCOME₱82,500
OUTFLOW₱51,260
REMAINING₱31,240
Monthly cash movement12 months
Savings allocation
Net worth
₱1.24M
+8.4% projected
Recommended monthly savings ₱15,620

Target remains on schedule

Local-firstPersonal records stay in IndexedDB
3-yearDefault financial projection range
Full CRUDEdit every financial module
CSV + JSONPortable reports and backups
One app, connected money decisions

More than a budget tracker

Millionaires App connects everyday transactions to savings, investments, assets, debts, inventory, supplier demand, and long-range projections.

↕

Millionaires App tracking

Record income, expenses, lifestyle spending, savings, investment contributions, debt payments, asset adjustments, and maintenance costs.

⌁

Daily and monthly charts

Compare inflow and outflow, identify positive or negative days, and review a rolling 12-month financial rhythm.

◎

Investment target calculator

Calculate the latest month to start saving, the required contribution, and the projected completion date for a chosen investment target.

▦

Inventory and suppliers

Track quantities, unit costs, expiry dates, reusable suppliers, supplier price updates, and maintenance schedules.

⇩

Supplier demand forecast

Estimate next-week or month-end purchase quantities from historical expense usage and current inventory stock.

◫

Assets, debts, and loans

Manage assets, investments, liabilities, and loans. Creating a loan can automatically create its matching liability.

%

Savings allocation

Allocate savings using a percentage or fixed amount, monitor goal progress, and convert investment targets into savings sources.

☷

CSV category catalog

Load categories at startup, cache them in localStorage, detect server changes, and preserve local custom categories and overrides.

⟳

Recurring automation

Set daily, weekly, monthly, or yearly records for income, expenses, investments, savings, and changing asset values.

Privacy by architecture

Your financial records do not need a cloud detour.

The app stores accounts and personal financial data in the browser. PHP and MySQL are used only for the shared category catalog, not for personal transactions.

✓
Per-user local separation

Each local account is partitioned by user ID so people sharing a browser do not automatically share records.

✓
Local password protection

Passwords are processed through PBKDF2-SHA-256 using the browser Web Crypto API.

✓
Offline after initial load

A service worker caches the application shell so the app can continue operating without a constant connection.

✓
Portable backups

Export a full JSON backup or CSV reports before clearing browser data or moving to another device.

Complete financial map

Everything has a place, and the pieces talk to each other.

Use only the modules you need today, then expand as your financial picture becomes more detailed.

💼IncomeSalary, business, freelance, rental, investment, remittance, and more.
🧾ExpensesFixed, variable, essential, recurring, one-time, emergency, and business costs.
🌿LifestyleDining, entertainment, travel, shopping, fitness, subscriptions, and social activity.
🪙SavingsEmergency, short-term, long-term, education, retirement, and goal-based funds.
🏠AssetsCash, bank balances, property, vehicles, business equipment, receivables, and digital assets.
📈InvestmentsStocks, bonds, funds, real estate, business, cooperative, retirement, and other investments.
🏦Loans and liabilitiesPersonal, housing, vehicle, business, education, government, BNPL, and informal debt.
🛠MaintenanceHome, vehicle, appliance, equipment, computer, preventive, corrective, and emergency service.
📦InventoryStock movement, quantity, supplier, pricing, expiry, and maintenance links.
🚚SuppliersReusable supplier profiles, item pricing, history, quantity usage, and exports.
🗓ProjectionsConfigurable year range with default three-year earned, spent, owned, and owed estimates.
💾Backup and exportJSON restoration, all-entry CSV, category CSV, supplier expenses, and forecast exports.
Investment timing

Turn a target amount into a realistic start date.

Enter the investment target, existing savings, contribution amount, frequency, expected yield, and desired investment date. The calculator updates while you type.

  • Latest recommended year and month to begin
  • Required weekly, monthly, or yearly contribution
  • Projected completion date when starting now
  • One-click conversion into a savings source
Investment target calculator

Recalculates in real time

Planning
TARGET NAMERental property fund
TARGET AMOUNT₱500,000
ALREADY SAVED₱80,000
MONTHLY CONTRIBUTION₱18,000
PLANNED DATEJune 2029
LATEST STARTAugust 2027
STARTING NOWMay 2028
REQUIRED MONTHLY₱10,940
PROJECTED FINAL₱503,420
Supplier intelligence

Convert expense history into a practical restock list.

Filter by supplier, analyze usage quantity and cost, forecast a chosen period, subtract current inventory, and export the recommended order.

  • Next seven days or month-end forecast
  • Selectable four-week, eight-week, 90-day, or 180-day history
  • Current stock automatically deducted
  • Supplier expense and forecast CSV exports
Supplier quantity forecast

Next seven days

Export CSV
ItemDaily avg.ForecastStockOrder
Printer paper2.4 reams17611
Cleaning solution1.1 L835
Packaging tape3.0 rolls21912
Shipping labels42 pcs294120174
Estimated supplier order cost₱12,860
Simple operating loop

From entry to advice in four steps

Create a local account

Your account and records are created in the current browser profile rather than a shared online database.

Add your starting position

Enter income sources, assets, recurring expenses, liabilities, savings goals, suppliers, and inventory.

Record movement

Add, edit, or delete transactions. Linked savings, investment, asset, debt, and inventory balances update with each change.

Review and plan

Use charts, advice, projections, target calculations, supplier forecasts, and exports to choose your next action.

Questions

Before you open the vault

No. Personal accounts, transactions, suppliers, inventory, loans, savings, investments, and other records are designed to remain in browser IndexedDB. The server provides the app files and shared category CSV.

Yes. The app supports create, read, update, and delete operations across money entries, assets, investments, liabilities, loans, savings, suppliers, inventory, maintenance, target plans, and local categories.

Local records can be removed by browser cleanup, private browsing behavior, profile deletion, or device loss. Export a full JSON backup regularly and store it somewhere safe.

Yes. The app checks the server CSV version, refreshes the localStorage catalog when it changes, and preserves local custom categories, hidden rows, and overrides.

Yes. The app uses a responsive one-page layout with a mobile drawer and bottom navigation, while this landing page also adapts to smaller screens.

Build a clearer picture of your money.

Start with one entry, then let the dashboard connect the rest.

Open the app